Free Financial Health Checkup — Takes 2 Minutes
You Could Be Losing Thousands Every Year Without Realizing It.
The Two-Minute Personal Finance Diagnosis
We identify the biggest financial mistakes most people don't know they're making — and show you exactly how much each one could cost over your lifetime.
You don't need another budgeting app. You need to know the next five financial moves that will make the biggest difference.
Get My Free Financial Health ScoreNo account linking · No credit card · Takes 2 minutes
How Much Could You Be Leaving On The Table?
The average FinanceDX user discovers over $400,000 in lifetime retirement opportunities.
💼
Missing Employer Match
$148,000
avg lifetime impact
📈
No Roth IRA
$116,000
avg lifetime impact
🏥
HSA Sitting in Cash
$74,000
avg lifetime impact
🔀
Wrong Contribution Order
$43,000
avg lifetime impact
TOTAL AVERAGE OPPORTUNITY
$463,000
in lifetime retirement impact — sitting uncaptured
Figures represent estimated lifetime retirement impact based on 30-year projections at 7% annual growth. Individual results will vary.
What We Typically Find
These are the most common gaps we find — and every one of them is fixable in under an hour.
⚠️
Missing Employer Match
The average person leaves $2,000-$5,000 in free employer match unclaimed every year.
🛡️
No Emergency Fund
Without a cash cushion, any unexpected expense forces you to raid retirement accounts at enormous cost.
🎯
No Roth IRA
Millions of eligible people are not using a Roth IRA. That is tax-free growth they will never get back.
💰
HSA Sitting in Cash
Most people use their HSA like a checking account. Invested properly it is the most tax-efficient account available.
🔀
Wrong Contribution Order
The order you fund accounts determines your lifetime tax bill. Most people get this wrong.
🏦
No High Yield Savings Account
Regular savings accounts pay 0.01% interest. A high yield account pays 20x more on the same money.
💳
High-Interest Debt
Credit card debt at 20-25% APR costs thousands every year and silently destroys your ability to build wealth.
💡
No Pay Yourself First System
Without automating savings before spending, most people save whatever is left over — which is usually nothing.
$4,200
Avg Missed Employer Match Found
$330,000
Cost Of Missing Your Match Over A Career
87%
Of Users Have A Financial Gap
How FinanceDX Works
Three steps. Two minutes. A Financial Plan Built For You.
📋
1
Tell Us About Yourself
Income, age, state, and which accounts you have. No linking, no sensitive data.
📊
2
Get Your Financial Health Score
We score your finances 0-100 and rank every gap by dollar impact — so you know exactly where to focus first.
✅
3
Follow Your Action Plan
Specific steps to fix each gap — which accounts to open, how much to contribute, and in what order.
Simple pricing
Start free. Upgrade when you are ready.
Most Popular
Financial Health Checkup
$49
one-time payment
✓ All findings and dollar impact
✓ Personalized action plan
✓ Net Worth and Debt Trackers
✓ 15 Financial Calculators
✓ Full Financial Library
✓ Quick Wins Checklist
✓ PDF Report + 90-Day Action Plan
14-day money-back guarantee
Annual Membership
$99
per year
✓ Everything in Financial Health Checkup
✓ Unlimited retakes anytime
✓ Score history over time
✓ Proactive re-diagnosis reminders
✓ Priority support
14-day money-back guarantee
14-day money-back guarantee on all plans