Last updated: July 2026
FinanceDX is an educational tool designed to help individuals understand their financial situation. All content, scores, recommendations, calculations, and information provided by FinanceDX are for educational and informational purposes only. Nothing on this website or application constitutes personalized financial, investment, tax, or legal advice. FinanceDX is not a substitute for advice from a qualified financial professional who understands your complete financial situation.
FinanceDX is not a registered investment advisor, broker-dealer, financial planner, or fiduciary under any applicable law. Use of FinanceDX does not create a fiduciary, advisory, or professional relationship of any kind. We do not manage, hold, or have access to your money or investment accounts.
While we make every effort to provide accurate and current information, FinanceDX makes no warranties or representations regarding the completeness, accuracy, or timeliness of any content. IRS contribution limits, tax brackets, income thresholds, and financial regulations change annually. Always verify current limits and rules at IRS.gov or consult a qualified financial professional before making financial decisions.
All financial projections, retirement calculations, fee impact estimates, debt payoff timelines, net worth benchmarks, and scoring provided by FinanceDX are estimates based on the information you provide and general financial assumptions. Actual results will vary based on market performance, tax law changes, individual circumstances, interest rate fluctuations, and many other factors outside our control. Past performance is not indicative of future results.
FinanceDX uses artificial intelligence — specifically the Anthropic Claude API — to generate your personalized DX Score, financial findings, and action plan. AI-generated content is based solely on the information you enter and general financial principles. It may contain errors, omissions, or outdated information. All AI-generated recommendations should be independently verified with a qualified financial professional before acting on them. The AI does not have access to your actual financial accounts and cannot verify the accuracy of the information you provide.
FinanceDX collects and stores certain information to provide its service. This includes your email address, account information, assessment results, net worth entries, debt entries, and action plan progress. This data is stored securely in our database (Supabase) and is associated with your account. We do not link to or access your actual financial accounts. We do not collect Social Security numbers, bank account numbers, or government-issued identification. For full details on what we collect and how we use it, please review our Privacy Policy.
FinanceDX does not integrate with or access your financial institution accounts, brokerage accounts, 401k plans, or any other financial accounts. All information is entered manually by you. We have no ability to verify the accuracy of information you provide, and our analysis is only as accurate as the data you enter.
We strongly encourage you to consult with a qualified financial advisor, tax professional, or attorney before making significant financial decisions. FinanceDX is designed to educate and inform — not to replace professional advice tailored to your specific circumstances, goals, and complete financial picture.
If you have any questions about this disclaimer or how FinanceDX works, use the Share Feedback button on any page to reach us directly.